Wednesday, July 15, 2009

Never being broke Like this

Today i found myself hitting the bottom, i have never being so broke that i don't even know how i will get funds to purchase my train tickets to the office in the next couple of days. I have to figure out my financial plan, because i can't continue living like this.
I never thought that i will ever find myself in this position where my account is actually negative and i can't afford to buy anything. I made a promise to myself never to be in this position and i will definitely get to a positive net-worth in the next few years. I will provide some new updates to my financial plan soon as i made some progress in the last month.

Article on Finding Tech Jobs in the new economy

Check out the article below written by myself and published at

In the state of economy with unemployment hovering around 8.9%, looking for a job not only guarantees little or no response or call back, but if you got a call back you will be competing with a size able amount of prospects. What is a job hunter to do?

At any time in history of America, there are always sectors of the economy doing well while other sectors maybe languishing, now is not an exception. Companies that are differentiating themselves in their industry and providing much needed services as well as show means of attaining profitability are the ones that have the funds or are getting the funds needed to operate effectively and efficiently and moreover are the ones aggressively looking to expand in different directions with the much needed manpower and expertise in terms of new hires. In other words the new jobs are being created by startup that are currently being funded, in the process of being funded or currently profitable and looking to expand aggressively to take make share.
In looking at some venture funds website, one can still see that they are investing in promising startup and these start-ups are then going out and hiring the needed expertise to deliver on their promise to their owners (financial backers).
Job web sites like,, still provide thousands of listings which may include jobs from these start-ups but there is a higher chance that companies directly listing there openings in startup jobs specific web sites are looking to aggressively fill those positions and also these start-up jobs specific website are not really as well known as the popular site such as monster, hot jobs and dice.

For the job hunter that doesn’t mind grunting it out and possibly enjoying the fruits of their labor at a later time if the company ends up going public might be well suited to concentrate their jobs search at the following start-up jobs specific or related sites. (Niche site)

Thursday, July 9, 2009

Sites of Interest

I came across the following sites for finding savings on the net which may be off interest to all;

Digging out of debt has its price

So finally on 7/7/09 a significant amount of money came out of my account towards my American express bill hopefully to close out that account for good, i will see what happens when i get my next bill, the amount that was debited out of my account ended up putting my account in the negative due to the bad timing on the part of the collection agency, i can already smell the overdraft fees on this one, Chase has definitely made a killing over the last 12 months on my account with these overdraft fees. It is ironic that today's paper headlines read something like ...Banks are getting rich on overdraft fees, i can definitely attest to that.
I will definitely pull through on this, i hope this is the trigger i need to cut down on some more debt accounts. I will provide some more status on this at the end of the month.
On a sad note, i no longer have any money to pay my other bills till my next check which will be less anything that is negative in my account, My Cell phone is now cut due to no payment and wont get turned on till i can pay, what a life, i may have to dip into my personal IRA again to get myself out of this.

On a different note, i noticed on my way in to the office that there is a large proportionate number of women that are pregnant, i guess the myth is true, that more women get pregnant at times of recession. It is unbelievable the human spirit to survive and thrive.

Monday, July 6, 2009

New article on finding tech work

I finally published my new article on eHow about strategies on finding tech work in this new economy

Weekend goes by so fast

The last couple of days saw me working on an article that deals with finding Jobs in this economy, i have been thinking about the best avenues for the unemployed to go about looking for employment and i finally penned down what my thoughts are, i will look into the different areas to post it up, stay tuned.

I was a little disappointed over the weekend because i ended up not being able to sign-off on my Amex bills for good like i thought i will be able to do, apparently the creditors try to get the money out of my account on the same day i deposited the last check to make it complete and my bank decided not to honor my overdraft protection on that date and sent it back, i have so far called the creditor twice with no callback hoping they will still be willing to do it, men that was a failed opportunity, i will keep trying and hopefully something will come off it.

In my web browsing, i came across the following interesting writeups;

The 101 Best Twitter Job Search/Career Experts Plus 6